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March 6, 2024
March 6, 2024

Disability Awareness Quiz

Next to each statement, indicate if you believe that statement to be true or false.

  1. Only people who can’t walk use wheelchairs.
  2. You have a friend who has a speech impairment and sometimes you’re not sure what he said. To make things easier, you should pretend that you understand.
  1. When you meet someone who is blind or visually impaired, you should introduce yourself to that person.
  1. When communicating with people who are deaf or hard of hearing, it is necessary to speak through an interpreter.

Disability Awareness Quiz

Disability Awareness Quiz

  1. It’s safe to assume that people with disabilities usually need help.
  2. It’s okay to gossip about people who are deaf hard or hearing because they can’t hear you anyway.
  1. People who use wheelchairs can’t go anyplace fun.
  2. People with cerebral palsy usually have a cognitive disability, too.
  3. People with disabilities want to be treated just like everyone else.
  4. When you meet someone with a guide or companion dog, you should make friends with the dog first so that the dog is comfortable with you being nearby.
  1. Among other professions, people with disabilities work as stockbrokers, lawyers, doctors and teachers.

Disability Awareness Quiz

  1. People with disabilities prefer to hang out with others who have disabilities.
  2. Most public places such as movie theaters, restaurants and ballparks are easy for people who use wheelchairs to enjoy.
  1. People with disabilities can’t dance.
  2. It’s okay to ask people with disabilities about their disabilities.
  3. People with disabilities can participate in competitive sports.
  4. People with disabilities can’t live on their own when they grow up.
  5. Disabilities are illnesses to be treated by medical professionals in the hope of a cure.
  6. People can become disabled at any point in their lives.
  7. Many people with disabilities feel their real disability involves problems with the environment rather than problems with their bodies. Use APA referencing style.
March 6, 2024
March 6, 2024

Financial Statement Analysis Paper

Prior to beginning work on this discussion forum, read Chapter 7 in the course textbook Using Financial Accounting.

You may consider using the same company and annual reports that you chose in your Week 1 discussion forum, Reading and Using the Annual Report Case Study. This choice will only work if the company generates the bulk of its revenue from the sale of goods and maintains inventory. If not, then you will need to select another company for this analysis. Choose a company that a fellow student has not already posted.

Financial Statement Analysis Paper

Financial Statement Analysis Paper

Address the following:

Calculate the inventory turnover ratio and number of days’ sales in inventory for the company for the latest two years. Obtain the industry averages for these ratios and any other pertinent information from the Mergent Online database, available through the UAGC Library, or use another outside resource of your choice, and then analyze the results. Be sure to show your calculations. Calculate the inventory turnover ratio and number of days’ sales in inventory for the company for the latest two years. Obtain the industry averages for these ratios and any other pertinent information from the Mergent Online database, available through the UAGC Library, or use another outside resource of your choice, and then analyze the results. Be sure to show your calculations. Use APA referencing style.

If needed, review the How to Find Industry Ratios and Averages Using Mergent OnlineLinks to an external site. tutorial on how to use the Mergent Online.

Financial Statement Analysis Paper

Discuss what each of these ratios tells you about the company’s efficiency in managing its inventory and how they compare to the industry average.

Identify the major causes of any changes in these ratios and discuss your assessment of the company based on these changes.

As an investor, explain whether or not you are satisfied with the company’s inventory management.

March 6, 2024
March 6, 2024

Literacy Assessment Paper

Part 1: Literacy Assessments and Student Reading Profile

In collaboration with your mentor, select two literacy assessments you will administer to a student identified by your mentor. You may select tests available in topic Resources, such as DIBELS or EasyCBM.com, or you may use assessments your mentor provides. You may assess any basic literacy skills or knowledge, including but not limited to, letter names, letter sounds, phoneme segmentation, word reading fluency, oral reading fluency, or reading comprehension. (Each assessment should only take 1-2 minutes to administer.)

After administering the assessments, analyze the assessment data collaboratively with your mentor teacher, and complete the “Student Reading Profile ” template to summarize the data and identify the student’s reading strengths, areas for growth, and reading goals. Use a pseudonym to protect the student’s identity.

Literacy Assessment Paper

Literacy Assessment Paper

Part 2: Reflection

Write a 250-500 word reflection on the following:

Summarize the additional classroom data and information obtained from your mentor.

Identify 2-3 instructional strategies that would support the reading goals identified on the profile.

Explain how the data collected informs the strategies.

Literacy Assessment Paper

Part 1: Literacy Assessments and Student Reading Profile

In collaboration with your mentor, select two literacy assessments you will administer to a student identified by your mentor. You may select tests available in topic Resources, such as DIBELS or EasyCBM.com, or you may use assessments your mentor provides. You may assess any basic literacy skills or knowledge, including but not limited to, letter names, letter sounds, phoneme segmentation, word reading fluency, oral reading fluency, or reading comprehension. (Each assessment should only take 1-2 minutes to administer.)

After administering the assessments, analyze the assessment data collaboratively with your mentor teacher, and complete the “Student Reading Profile ” template to summarize the data and identify the student’s reading strengths, areas for growth, and reading goals. Use a pseudonym to protect the student’s identity. Use APA referencing style.

March 6, 2024
March 6, 2024

Accounting Taxation Assignment

Question 1- Taxation MCQs

1.1 Claire receives building society interest income of £20,000. She has no other source of income. What is her income tax liability?

ü  £1,286

€       £1,386

€       £1,486

€       £1,540

€       £4,000

£20,000 – (£1,000 savings allowance and £12,570 personal allowance) = £6,430.  £6,430 taxed at 20% = £1,286

2 marks

Accounting Taxation Assignment

1.2 Fred, aged 30, has gross earned income of £73,000.  He has no other income.  How much of his income will be taxed at 40%?

ü  £22,730

€       £35,300

€       £37,700

€       £60,430

€       £73,000

£73,000 – £12,570 personal allowance = £60,430.

£60,430 – £37,700 = £22,730 taxed at 40%

 

2 marks

1.3

Last year, Anne made a gift of £20,000 to her son.  She has made no other lifetime transfers.  What amount will HMRC value the gift to her son for IHT purposes if she were to die tomorrow?

€       £0

ü  £14,000

€       £17,000

€       £20,000

€       £305,000

£20,000 – £6,000 (2 annual exemptions) ie at £14,000

2 marks

1.4       Ben, (who had made no lifetime gifts), died leaving his entire net estate of £550,000 to his wife.  How much Inheritance Tax will be payable?

ü  £0

€       £20,000

€       £90,000

€       £155,000

€       £220,000

Spouse Exemption will apply.

2 marks

Accounting Taxation Assignment

1.5 Fifteen years ago Belinda, a higher rate taxpayer, bought the house in which she lives for £165,000.  In November this year she sold the house for £300,000.  How much CGT will she have to pay?

ü  £0

€       £13,500

€       £24,300

€       £24,540

€       £27,000

Main residence relief applies.

2 marks

Question 2 Short Answer Questions on Income Tax, Capital Gains Tax and Inheritance Tax

2.1         Mr A is 45 years old. He has a total income from his sole trader business of £65,000. This year he borrowed £30,000 from the bank at an interest rate of 5% to improve all the fixtures and fittings in the shop.

Calculate the tax due on his income.

Income                                      £65,000

Less charge on income          (1,500)

Less personal allowance      (12,570)

Taxable income                     £50,930

 

37,700 @ 20% =                              £7,540

£50,930 – £37,700 = £13,230

£13,230 @ 40% =                            £5,292

Tax due on income =                 £12,832                                    4 marks

2.2.   This year, Ms C (who had made no previous lifetime transfers) made a gift to her daughter of £10,000.  If she were to die tomorrow, what is the amount of the nil rate band which would be applied to her estate?

£10,000 – £6,000 (2 annual exemption) = £4,000

£325,000 – £4,000 = £321,000 NRB available                          3 marks

 

2.3.   In this question, assume Margaret’s husband’s inheritance tax allowance was fully utilised when he died.

 

Margaret gave £150,000 to her daughter Daisy last year and £350,000                     to her son Crispin this year. If Margaret were to die tomorrow, having an estate valued at £450,000, comprising building society accounts only:

  1. a)How much inheritance tax would be due in respect of the lifetime gifts to her children?

                                Accounting Taxation Assignment

Margaret died within 7 years of the gifts

Last year’s gift of £150,000- £6,000 annual exemptions (because no gifts the previous year so we have two annual exemptions to use) = £144,000

This year’s gift of £350,000- £ 3,000 annual exemption = £347,000

Total PETS= £491,000 – £325,000 NRB = £166,000 x 40% = £66,400   payable by her son Crispin. The first gift to the daughter fell within the nil rate band.                                                                                              (3 marks)

  1. b)How much IHT would be payable in respect of Margaret’s estate?

All the NRB used by the lifetime gifts to her children therefore her estate of £450,000 is taxed @ 40% = £180,000 IHT due.

(2 marks)

5 marks in total

 

2.4    Andrew is the executor of his mother’s estate.  During the administration period he sold his mother’s house.  The house was valued at £150,000 when his mother died and £200,000 when it was sold in September this year. No other gains were made during the tax year. How much CGT will be payable?

 

Gain of £50,000 (200,000 – 150,000)

£50,000 – £6,000 = £44,000 x 20% = £8,800                 3 marks

2.5       Chris sold some investments 20 years ago and made a capital loss of £5,000.  His only capital gain of £32,000 was made this year. His taxable income this year is £30,370.

How much CGT will he have to pay?                                                       5 marks

Gain of £32,000- loss £5,000 = £27,000

£27,000 – £6,000 annual exemption = £21,000 taxable capital gain

£37,700-£30,370 income= £7,330 of the capital gain taxed at the lower rate:

£7,330 @ 10% =     £733

21,000 – 7,330 (to find the amount of the gain that has not yet been taxed) =

£13,670 @ 20% =  £2,734

Total CGT due = £3,467

Total 20 Marks

Accounting Taxation Assignment

Question 3 – Accounts      Leek Road Nurseries

 

Appropriation account

Net Profit                                                                                                        380,000

 

  Rachael Alan Frank  

 

 
Salary 16,000       16,000
Interest 14,000 10,000 10,000   34,000
Profits 165,000 82,500 82,500   330,000
  195,000 92,500 92,500   380,000

5 marks

 

Movements on Current Accounts

 

  Rachael Alan Frank
  £   £
Opening Balances 34,000 25,000 25,000
Profits, salary & interest 195,000 92,500 92,500
Drawings (76,000) (50,000) (50,000)
  153,000 67,500 67,500

 

5 marks

Leek Road Nurseries

Balance Sheet as at 31 December 2022

Accounting Taxation Assignment

  £   £   £
CAPITAL EMPLOYED          
Capital          
Rachael 140,000        
Alan 100,000        
Frank 100,000       340,000
Current          
Rachael 153,000        
Alan 67,500        
Frank 67,500      
288,000   628,000  
           
EMPLOYMENT OF CAPITAL          
           
Fixed Assets          
Premises 420,000        
           
Computers 160,000        
Depreciation (40,000+40,000) (80,000)      80,000    
           
Fixtures 30,000        
Depreciation on Fixtures (12,000+3,000) (15,000)      15,000    

515,000

           
           
Current Assets          
Work in progress       100,000    
           
Debtors

Bad debts

179,000

(59,000)

       
Less provision (12,000)     108,000    
           
Cash – Office 33,000        
Prepayments(rent) 20,000   53,000    
      261,000    
Current Liabilities          
Creditors (136,000)        
Accruals( electric) (12,000)        
      (148,000)    
Net Current Assets         113,000
           
Total Net Assets         628,000

 

20 marks

Accounting Taxation Assignment

Total 30 Marks

Question 4 – Company Accounts

4.1)     In a public limited company, explain which officers are responsible for:

 

  1. a)         Ensuring the preparation of the company’s financial statements
  2. b)         Checking that the financial statements give a “true and fair view” of the company’s position at the end of the financial year.
  3. a) The directors – provide detailed explanation.
  4. b) The auditors –as above.

(6 marks)

4.2)     What could a high figure (over 60 days for example) for the debtors’ collection period indicate in a company?

That the company has poor credit control.  It may not be issuing invoices quickly and/or not chasing debtors for payment. This needs to be reviewed.

(6 marks)

4.3)     The balance sheet for Garden Adventure Ltd shows the following figures for the current financial year:

 

Current assets

Debtors                      £70,700

 
Cash at bank            £60,000  
Stock                          £40,000  
Current liabilities  
Creditors                    25,000  
Bank overdraft          36,000  

 

What would the results of applying the acid test ratio show?  Please show your calculations and explain what the figure represents.

Current assets – stock      £130,700 = 2.14:1

Current liabilities                   61,000

The acid test is a ratio indicating whether or not a company is solvent ie if it could pay the debts if they were called in immediately.  The indication in this case is that there would be £2.14 of assets to cover each £1 of liabilities.  This is a satisfactory acid test ratio.

This ratio is usually used in conjunction with the current ratio, the difference being that in the acid test the value of the stock is not included as this is often the least accurate figure.

(8 marks)

Total 20 Marks

Accounting Taxation Assignment

Question 5: Corporation Tax       Walters and Shaw Limited

 

Trading profit                                  £                                                £

 

Gross profit                                                                                       2,500,000

 

Less

Salaries                                             (200,000)

General overheads                          (260,000)

Advertising campaign                       (10,000)                               (470,000)

Trading profit                                                                                2,030,000

 

Capital Allowances

 

Precision carving machine AIA*                            (950,000)

Pool: 18% allowance on £17,000                              (3,060)

Total allowances                                                                               (953,060)

Net trading profit                                                                              1,076,940

Sale of land

Gain                           60,000

Professional fees     (15,000)

Indexation                 (10,000)

35,000

Capital loss              (30,000)

Capital gain                  5,000

 

Net trading profit                                                                                     1,076,940

Plus capital gain                                                                                              5,000

1,081,940

Less

Trading loss c/f                            (25,000)                                                 (25,000)

Profit subject to corporation tax                                                             1,056,940

 

Calculate the corporation tax due

 

£1,056,940 x 25% = £264,235       corporation tax due

 

Note –

The dividend and entertaining customers are not allowable deductions.

Capital losses c/f against capital gains in future years.                                  20 Marks

 

*Long life asset

Use APA referencing style.

March 6, 2024
March 6, 2024

Diabetes Assignment Paper

  1. Background
  • History of the disease
  • Pathophysiologic process
  • Pharmacology

Include at least 2 most common medications, routes, possible adverse effects.

  1. Sphere of Care and Influence

These four categories represent the health status of the population, and the corresponding

reasons people seek healthcare. What is the influence of the following on each sphere of care: Social Determinants of health, Health Policy, Diversity, Equity and Inclusion, Evidence Based Practice (use scholarly, peer-reviewed evidence).

Diabetes Assignment Paper

Diabetes Assignment Paper

  1. Wellness and Disease Prevention: represents the health needs of individuals who are generally healthy. This includes screenings, vaccinations, prenatal or maternity care (if applicable). The goal of this sphere is centered around keeping people healthy. For the disease chosen, how can we achieve this? What preventative measures or screenings exist and should be promoted to keep healthy individuals staying healthy?
  2. Chronic Disease Management: This sphere represents individuals who have one or more chronic illnesses and require ongoing management. The goal of this sphere is to prevent clinical deterioration or negative sequalae to maximize quality of life and life expectancy. Since the patient already has this disease, what should be done to prevent clinical deterioration? What members of the interdisciplinary team do you need to achieve this, in addition to the influence list.
  3. Regenerative/Restorative Care: This sphere represents the needs of individuals who experience an unexpected serious health event or a serious injury. It also represents those who have an acute exacerbation of a chronic condition. How can the “influence list” improve or worsen patient health outcomes in this sphere of care?
  4. Palliative Care/Hospice: This sphere represents the healthcare needs of individuals with Chronic illness (Palliative Care) and individuals approaching End of Life (hospice care). The goal is to reduce symptom burden and improve quality of Life. However, current, and future Palliative Care and hospice demands exceed the supply of specialists in this sphere of care. What can be done? Correlate this to the influence list.

Diabetes Assignment Paper

please answer all questions and please use the following resources for each of the a. b. c. d. in this order

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6125024/

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9599361/

https://clinmedjournals.org/articles/ijscrt/international-journal-of-stem-cell-research-and-therapy-ijscrt-5-053.php?jid=ijscrt

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6589017/

 

March 6, 2024
March 6, 2024

BLM113 CORPORATE GOVERNANCE

Module Learning Outcomes Assessed:

Explain and describe the structure and operation of the UK corporate governance framework, including the role of external audit, the manner in which directors’ remuneration is determined, the role of shareholders and the principal provisions of the Companies Act 2006.

Explain the history, development and role of the UK Corporate Governance Code and the UK Stewardship Code.

Apply, governance best practice, as found in the UK Corporate Governance Code and UK Stewardship Code.

Assess and evaluate the operation of the core features of the UK governance framework (including the role of external audit, the manner in which directors’ remuneration is determined, the role of shareholders and the principal provisions of the Companies Act 2006, and where relevant make comparisons with other jurisdictions.

BLM113 CORPORATE GOVERNANCE

BLM113 CORPORATE GOVERNANCE

Presentation Requirements:

Assignments are to be Arial 12 and single spaced. See individual sections for word limit.

PART A – ESSAY QUESTION (45%)

This part provides you with the opportunity to undertake independent research and to consider critically the operation of a central element of UK corporate governance framework. You are required to write an argumentative essay in which you critically discuss one of the quotations below.

The word limit is 1,500 which excludes your bibliography/references list and the text used to provide citations and references in your footnotes (should you choose to use footnotes).

Quotation one

“The UK Stewardship Code provides evidence of the failure – not the success – of the UK’s corporate governance framework”.

Quotation two

“…. the [UK Corporate Governance Code] should be abolished – thirty years and done”.

(From: Brian Cheffins and Bobby Reddy, ‘Thirty Years and Done – Time to Abolish the UK Corporate Governance Code’, ECGI Working Paper No. 654/2022, available at: http://dx.doi.org/10.2139/ssrn.4132617).

BLM113 CORPORATE GOVERNANCE

What is an argumentative essay?

An argumentative essay is one in which you defend your viewpoint through argument, where you task is to use your arguments to persuade the reader of your viewpoint. Argumentative essays will contain description, but only where this description helps the reader understand the author’s viewpoint and arguments. Argumentative essays do more than tell an interesting story, or provide a list of points, or a summary of views and positions: argumentative essays begin with the author setting out their viewpoint, and then providing the supporting evidence (the arguments, analysis and critical discussion) to defend that position. Remember that you can and should defend your position by highlighting weaknesses in the approach or position taken by your opponents. Successful essays will be dominated by analysis and argument.

PART B – CASE STUDY QUESTION

You are required to write a report in which you:

Identify the governance issues raised by the case study (see below) AND

Make recommendations for improving the company’s governance arrangements AND

Identify any potential breaches of the general duties of directors contained in the Companies Act 2006.

BLM113 CORPORATE GOVERNANCE

Please also note the following:

You should support your report with references to the UK Corporate Governance Code 2024 (the 2024 Code) and any other relevant principles, codes, rules and FRC best practice guidance. Your attention should largely focus on the 2024 Code.

The word limit is 1,500 which excludes your bibliography/references list and the text used to provide citations and references in your footnotes (should you choose to use footnotes). You need to write concisely! Tables, charts and diagrams can be included in your report (the labels and titles for tables, charts and diagrams do not contribute to the word limit).

The ABS postgraduate general marking criteria (available on Blackboard) are supported by specific marking guidance for this assessment. The specific guidance, which is available on Blackboard, will help you understand how your work will be marked and you should consult it regularly because it will help you to assess the quality of your work and to improve it. Note, in particular, what the guidance says about the structure of your work. You should not assume that your work should be presented with three distinct sections that mirror the three content areas identified above. You need to reflect on the most appropriate structure for your work, with referencing to the marking guidance document.

BLM113 CORPORATE GOVERNANCE

COMPANY CASE STUDY

You have recently been appointed to the governance department of a large institutional investor as part of a team responsible for assessing the governance practices of a listed company called Aston Homes plc. You have obtained the following information about the company and your task is to prepare a report in which you make recommendations to improve the company’s governance practices based on the UK Corporate Governance Code 2018 and any other relevant guidance and best practice. The rationale for your recommendations should be clearly explained, and you should focus on what you regard as the most important changes that should be made. Any potential breaches of the general duties of directors under the Companies Act 2006 should be identified.

Your report should not exceed 1,500 words (excluding the reference list/bibliography and also excluding any references contained within footnotes and the labels accompanying charts, diagrams and tables). There is no right or wrong structure for your report: you can, therefore, decide the order in which your recommendations are discussed and whether, for example, you wish you wish to make use of diagrams, charts and illustrations. Where you draw upon the UK Corporate Governance Code, or other best practice, this must be explicitly referenced.

BLM113 CORPORATE GOVERNANCE

Aston Luxury Homes plc

Aston Luxury Homes plc (“the company”) is a large FTSE250 company (and one of the largest companies in this market segment). The company was incorporated as a private company (Ltd) in 1980, became a public company (plc) in 1990 and a listed company in 1992. The board consists of five directors:

 

Name Role on board Date joined the board Age Background and experience
         
Mr       Henry Brookes Chairman        and                  chief executive.                        Audit

committee member.

1988 75 Chartered Surveyor
         
Mr John Abbot Finance Director. Audit Committee member. 2000 65 Chartered Accountant
         
Mr       Michael Brookes Operations Director 2015 38 Project management
         
Mr       Kevin

Hancock

HR Director 2010 58 CIPD
         
Mr       Brian

Cartwright

Non-executive director. Audit    committee member. 2001 72 Chartered Surveyor
         
Company Secretary:        
Mrs      Sally Brookes        
         

The company has performed well since it became a listed company, with profits above those of its competitors. Henry attributes this to the “lean” way in which the company is run, including its board – “five is enough for any board to function” he often observes. Henry set-up the company in 1980 and is proud that his son, Michael, is now a member of the board. Henry is a charismatic leader, with a ‘rags to riches’ life story.

BLM113 CORPORATE GOVERNANCE

The board meets twice a year, and there is rarely any disagreement among the board members. These meetings usually last an hour, and largely endorse Henry’s decisions. At its board meeting in September 2023, the following decisions were taken:

A new strategy was adopted, under which the company’s operations were to be widened to include the building of purpose-built student accommodation.

A new non-executive director would be appointed to the board. Henry took responsibility for the recruitment process, saying that he “knew just the man for the job”.

A new remuneration policy was agreed, whereby all directors would receive a pensionable bonus of 400% if certain building and sales target were met.

BLM113 CORPORATE GOVERNANCE

To purchase a parcel of land, for £1,000,000, from a company in which Michael Brookes owned 10% of the shares. Henry knew that Michael was a shareholder in this company, but the other board members did not.

During this meeting, Brian doubted the merits of the new strategy (in his view, the market for such accommodation was already saturated) but he said nothing because he did not want to “rock the boat”. He was also worried about the reputational impact of the new remuneration policy, against the background of the current ‘cost of living crisis’ in the UK, but reputational issues were not considered by the board.

Only one formal board committee exists – an audit and risk committee. This is usually chaired by Henry, although John will sometimes act as chair if Henry is unable to attend. The audit and risk committee meets once a year and, at its most recent meeting, it agreed to reappoint for a further ten years the company’s external auditor (Aston Auditing LLP). Aston Auditing LLP has acted as the external auditor for the company since 1980 and provides other services to the company including tax and payroll advice. There is a very close working relationship between the lead audit partner at Aston Auditing LLP, Martin Salisbury, and John. Indeed, Martin is often heard to tell his colleagues that John is “a mean of great integrity … we should not question or challenge him”. Use APA referencing style.

March 6, 2024
March 6, 2024

Investment & Fund Management Assessment2

Patel Kilani and Chisom Esupofo decided to retire early from Kingsway Productions Ltd two years ago.  This left them with potential investment portfolios of about £0.5 million each.  Patel decided that he would like to study for a new career in law, and Chisom decided that he would like to become a novelist.  As this would leave them with little time to manage their respective investments, they both decided to seek the services of financial advisors.

After discussing the matter at length between themselves, Patel decided to go with Clydeshire Bank and Chisom with Star Financial Solutions Ltd.  Both deposited £0.5million with their respective advisor and, after agreeing an initial asset allocation, left their funds to be managed on a discretionary basis.  Both agreed on the following strategic asset allocation:

Equities 60% (Benchmark – FTSE All Share Index)

 

Bonds 30% (Benchmark – FTSE UK Bond Index)

 

Cash 10% (Benchmark – 5%)

Investment & Fund Management Assessment2

Investment & Fund Management Assessment2

Both also agreed with their advisors that capital growth was to be a priority and that they did not intend to draw an income from the portfolio for the foreseeable future.

Chisom Esupofo was disappointed with the performance of his portfolio over the two years and contacted Patel Kilani to ask about the performance of his portfolio.  Together they discussed the performance of their respective portfolios and tried to understand the statements sent to them by their advisors as follows:

Patel Kilani’s Performance Statement:

Investment Account Statement as at 31st December 2023:

Investment Amount

Invested

£

Market Value at

31/12/23

£

Average Beta
Blackmore PLC 100,000 117,200 1.2
Artemis Income Fund 100,000 107,100 0.6
UK Government Bonds 100,000 94,915 N/A
Cash 200,000 214,300 * N/A
Total 500,000 533,515
Less:

Fees & Charges

 

5,335

Current Value of Portfolio 528,180

* includes £5,300 interest paid from UK Government Bonds

Return on FTSE All Share Index

Return on FTSE UK Bond Index

Investment & Fund Management Assessment2

Chisom Esupofo’s Performance Statement:

Investment Account Statement as at 31st December 2023:

Investment Amount

Invested

£

Market Value at

31/12/23

£

Average Beta
Funding Circle 150,000 157,350 0.7
HL Select UK Shares 100,000 108,130 0.8
Baring Strategic Bond 200,000 193,720 N/A
Cash 50,000 52,500 N/A
Total 500,000 511,700
Less:

Fees & Charges

 

5,117

Current Value of Portfolio 506,583

Investment & Fund Management Assessment2

Overall, the two investors cannot decide whether or not they should complain about the service they have received from their respective advisors.  They feel rather daunted about confronting the advisors without improving their investment and fund management knowledge. They have asked you to help them by producing a report outlining the main aspects they must discuss with their advisors.

You should complete a 3000-word report which contains:

  1. An explanation of the performance of the portfolios of Patel Kilani and Chisom Esupofo.  This should include a comparison with the performance of the benchmark portfolios
  2. A list of the relevant questions they should ask their advisors to improve their appreciation of the principal factors affecting investment performance. Explain your advice.
  3. Compare the relative performance of the two portfolios.  You should also explain the difficulties encountered in measuring the performance of any investment portfolio and the techniques that can be used.
  4. An analysis of the content of each portfolio in terms of diversification.  Include here an explanation of the theory and practice of diversification and its relationship to risk.  Also, provide a brief explanation of the features of a technique that may be used to optimize the risk-return relationship in investment portfolios.
  5. An explanation of the features and attributes of any alternative investments or investment vehicles you would recommend the two to consider.
  6. Comment on the quality of the service Patel Kilani and Chisom Esupofo received.  Explain what improvements, if any, you recommend they demand from their advisors.

Investment & Fund Management Assessment2

Student Instructions for Submission of Coursework (Assessment 2)

  • An individual assignment based on the following case study is to be submitted by Friday, 7th of May 2024
  • This module requires you to submit your work online via Turnitin on the MyBeckett module page.
  • You MUST submit your work through MyBeckett using the link set up by the tutor. Receipt of your work will be recorded.
  • This assessment is worth 80% of the marks for the module;
  • The word count is 3,000 words;
  • Words included in the bibliography are not included in the word count;
  • You should only use Harvard referencing;
  • Any academic journals and websites referred to must be properly referenced;

•          The text of your assessment must be displayed using a 12-point Arial or Verdana font and with a line spacing of at least 1.5. Use APA referencing style.

March 6, 2024
March 6, 2024

Investment & Fund Management Assessment1

You are required to imagine that a friend of yours has just won £1 million on the Lottery. Your friend knows very little about investment and finance and has asked for your advice.

She will give up employment and retire and is looking for an income of about £100,000 per year.  She wants her £1 million to remain intact and grow in line with inflation. She is quite risk averse, so she requires a good spread of investments so that only relatively small amounts are ‘at risk’ in any instrument, company or country.

You are required to suggest a suitable portfolio of investments that might be expected to achieve your friend’s objectives.  Your report must use the concepts on portfolio theory and practice covered in the module to date. You must also use data up to February 2024 in your analysis.  You are required to submit your suggested portfolio according to the deadline:

Investment & Fund Management Assessment1

Investment & Fund Management Assessment1

Your submission (1000 words narrative in addition to the final portfolio spreadsheet) should include a brief explanation and justification of the investments you suggest.

Student Instructions for Submission of Coursework (Assessment 1)

  • An individual assignment based on the following case study is to be submitted by Friday, 8th of March 2024
  • This module requires you to submit your work online via Turnitin on the MyBeckett module page.
  • You MUST submit your work through MyBeckett using the link set up by the tutor. Receipt of your work will be recorded.
  • This assessment is worth 20% of the marks for the module;
  • The word count is 1,000 words;
  • Words included in the bibliography are not included in the word count;
  • You should only use Harvard referencing;
  • Any academic journals and websites referred to must be properly referenced;
  • The text of your assessment must be displayed using a 12-point Arial or Verdana font and with a line spacing of at least 1.5.  Use APA referencing style.

Investment & Fund Management Assessment1

Notes:

Marks will be awarded for:

  • A sensibly diversified portfolio
  • A logical justification of your choices of investment
  • An attempt to meet the investment objectives of your friend.
March 6, 2024
March 6, 2024

 Germanium and Gallium Mines

Individual assignment

Canada World Mining Inc. (CWMI) is evaluating to invest either in a new Germanium or Gallium mine.  CWMI’s geologist has just finished his analysis of the mine site.  He has estimated that both mines would be productive for 8-9 years, after which the Germanium or Gallium would be completely mined.

John Walker, CEO, has requested Mary Rose, CFO, to perform an analysis of both new mines and present her recommendations on whether the company should invest in either the Germanium mine or the Gallium mine.

Mary has used the estimates provided by John to determine the revenues that could be expected from the mines.  She has also projected the expense of opening the mines and the annual operating expenses.  The expected cash flows each year from the mine are shown in the table above.  CWMI has a 12% required return on all projects.

Germanium and Gallium Mines

Germanium and Gallium Mines

Year Cash Flow for

Germanium Mine ($ Million)

Cash Flow for

Gallium Mine ($ Million)

0 -440 -625
1 53 -100
2 85 -50
3 120 765
4 145 515
5 175 330
6 120 255
7 95 215
8 86 190
9 -70 10
10 -325

Germanium and Gallium Mines

 Required:

  1. Calculate the payback period, discounted payback period, net present value, internal rate of return, modified internal rate of return and also any additional capital budgeting techniques that you think necessary.
  1. Compare and contrast the rationales and different assumptions made in different investment appraisal methods.  Which method you think is closest to reality?  Explain.
  1. In recent years, interest rate has been going up persistently in the economy. Describe and calculate (if necessary) how each method reacts to increasing cost of capital?  Explain.
  1. Recommend whether CWMI should invest in the Germanium or the Gallium mine.  Explain.

Notes:  Read also the Brief Guidelines for Individual Assignment for more details of requirements.

Germanium and Gallium Mines

Brief Guidelines

You will perform an investment appraisal on the projects described in the case and write a business memo addressing to the company’s CEO.

Your memo should have about 6-8 pages.  (Cover page, tables, graphs, pictures, appendices, references etc. are excluded.)

You should present your analysis in a professional manner such as nicely/professionally drawn graphs and tables are encouraged.

Put different ideas in different paragraphs and wherever appropriate label your ideas with different headings.

Think out of the box.

Draw your final conclusion and make your recommendations.

APA format is not required.

March 6, 2024
March 6, 2024

Liturgical Audit Assignment Instructions

Overview

In James K.A. Smith’s presentation, “Taking a Liturgical Audit of Your Life,” Smith challenges the audience to “…look at the rhythms and routines and rituals of your life…be especially attentive to the things that you give yourself to, that you might have thought are just something that you do, and start to realize that they are doing something to you.” The purpose of this assignment is to assist you at taking an intentional look at the forces shaping your life.

Instructions

After viewing the presentation, “Taking a Liturgical Audit of Your Life,” and completing your textbook readings, write a 1400-1800-word paper that interacts with the four key areas within your life (Personal, Family, Vocational, Church). For each of the four key areas, address the following questions.

Liturgical Audit Assignment Instructions 

Liturgical Audit Assignment Instructions

  1. Recognizing where you are: “What’s shaping you? What’s forming you? What’s working on your loves below the radar of your consciousness?”
  2. Commitment moving forward: “What formative practices do I need to commit myself to that are going to recalibrate my heart?”

Use the outline below to assist with the organization of the assignment:

  1. Introduction (50-100 words)
  2. Liturgical Audit: Personal
    1. Recognizing where you are (150-200 words)
    2. Commitment moving forward (150-200 words)
  3. Liturgical Audit: Family
    1. Recognizing where you are (150-200 words)
    2. Commitment moving forward (150-200 words)
  4. Liturgical Audit: Vocation
    1. Recognizing where you are (150-200 words)
    2. Commitment moving forward (150-200 words)
  5. Liturgical Audit: Church
    1. Recognizing where you are (150-200 words)
    2. Commitment moving forward (150-200 words)
  6. Conclusion (50-100 words)

Refer to the Interactive Turabian-Based guide in the course syllabus for the formatting expectations in this course.

Note: Your assignment will be checked for originality via the Turnitin plagiarism tool.

Liturgical Audit Assignment Instructions

Overview

In James K.A. Smith’s presentation, “Taking a Liturgical Audit of Your Life,” Smith challenges the audience to “…look at the rhythms and routines and rituals of your life…be especially attentive to the things that you give yourself to, that you might have thought are just something that you do, and start to realize that they are doing something to you.” The purpose of this assignment is to assist you at taking an intentional look at the forces shaping your life.

Instructions

After viewing the presentation, “Taking a Liturgical Audit of Your Life,” and completing your textbook readings, write a 1400-1800-word paper that interacts with the four key areas within your life (Personal, Family, Vocational, Church). For each of the four key areas, address the following questions.